Ezechukwu, N. orcid.org/0000-0002-9110-4547 (2021) Regulating innovation for financial inclusion: lessons from Nigeria. Journal of African Law, 65 (3). pp. 431-459. ISSN 0021-8553
Abstract
Innovative services such as mobile payments are potentially transformative because they can increase access to financial services, especially in developing countries. However, such innovations can disrupt the financial services ecosystem, prompting regulators to respond in different ways. These regulatory responses often have a significant impact on the success of such innovative services. Using Nigeria's regulatory approach as a case study, this article highlights specific lessons that should inform future attempts at regulating mobile payments.
Metadata
Item Type: | Article |
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Authors/Creators: |
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Copyright, Publisher and Additional Information: | © The Author(s), 2021. Published by Cambridge University Press on behalf of SOAS University of London. This is an Open Access article, distributed under the terms of the Creative Commons Attribution licence (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted re-use, distribution, and reproduction in any medium, provided the original work is properly cited. |
Keywords: | Mobile payments; financial inclusion; Central Bank of Nigeria; regulation; mobile network operators; m-pesa; payment service banks |
Dates: |
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Institution: | The University of Sheffield |
Academic Units: | The University of Sheffield > Faculty of Social Sciences (Sheffield) > School of Law (Sheffield) |
Depositing User: | Symplectic Sheffield |
Date Deposited: | 24 Feb 2022 20:10 |
Last Modified: | 24 Feb 2022 20:10 |
Status: | Published |
Publisher: | Cambridge University Press (CUP) |
Refereed: | Yes |
Identification Number: | 10.1017/S0021855321000279 |
Open Archives Initiative ID (OAI ID): | oai:eprints.whiterose.ac.uk:184063 |
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