A case study of the financial benefits of a credit union’s homeless prevention scheme

This paper examines the merits of homeless prevention loans offered by a credit union in the UK to the tenants of its housing association partners. Using a theoretical framework informed by the idea that social inclusion and social exclusion are multidimensional and dynamic, with each dimension impacting on all others, the paper examines the potential impact of loans of this type on both housing tenure and financial inclusion. The paper provides a rare case study of a credit union in the disciplines of accounting and financial management.