Gabor, Daniela and Brooks, Sally Heather orcid.org/0000-0002-1005-1245 (2017) The Digital Revolution in Financial Inclusion:International development in the fintech era. New Political Economy. pp. 423-436. ISSN 1469-9923
Abstract
This paper examines the growing importance of digital-based financial inclusion as a form of organising development interventions through networks of state institutions, international development organisations, philanthropic investment and fintech companies. The fintech–philanthropy–development complex generates digital ecosystems that map, expand and monetise digital footprints. Its ‘know thy (irrational) customer’ vision combines behavioural economics with predictive algorithms to accelerate access to, and monitor engagement with, finance. The digital revolution adds new layers to the material cultures of financial(ised) inclusion, offering the state new ways of expanding the inclusion of the ‘legible’, and global finance new forms of ‘profiling’ poor households into generators of financial assets.
Metadata
Item Type: | Article |
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Authors/Creators: |
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Copyright, Publisher and Additional Information: | © 2016 Informa UK Limited, trading as Taylor & Francis Group. This is an author-produced version of the published paper. Uploaded in accordance with the publisher’s self-archiving policy. Further copying may not be permitted; contact the publisher for details. |
Keywords: | International development,financial inclusion,fintech,digital technologies,financialisation,behavioural economics,governmentality |
Dates: |
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Institution: | The University of York |
Academic Units: | The University of York > Faculty of Social Sciences (York) > Social Policy and Social Work (York) |
Funding Information: | Funder Grant number AHRC UNSPECIFIED |
Depositing User: | Pure (York) |
Date Deposited: | 29 Nov 2016 10:17 |
Last Modified: | 02 Apr 2025 23:07 |
Published Version: | https://doi.org/10.1080/13563467.2017.1259298 |
Status: | Published |
Refereed: | Yes |
Identification Number: | 10.1080/13563467.2017.1259298 |
Related URLs: | |
Open Archives Initiative ID (OAI ID): | oai:eprints.whiterose.ac.uk:108610 |